Manila, Philippines – SM Appliance Center teams up once again with Home Credit Philippines, the country’s leading consumer finance provider, to relaunch the highly anticipated Grand Pay Hulugan—an exclusive sale for Home Credit customers that makes owning your dream appliances easier and more affordable than ever.

Running from August 1 to September 30, 2025, this nationwide promo offers exclusive deals, 0% interest installment plans, and exciting freebies—all available only to Home Credit users. With this partnership, more Filipino families can enjoy flexible financing on top appliance and gadget brands across over 90 SM Appliance Center branches nationwide.

“At Home Credit, we believe in helping Filipinos live better through smart and responsible financing,” said Sheila Paul, Chief Marketing Officer of Home Credit Philippines. “Grand Pay Hulugan is all about giving our customers the power to choose quality products from a trusted retailer like SM Appliance Center—and pay in easy, flexible terms.”

Grand Pay Hulugan brings together the best of both worlds – premium appliances and reliable service from SM Appliance Center, and unbeatable financing options exclusive to Home Credit customers.

What’s Hot This Season

Get ready for unbeatable deals on top appliance and electronics brands including Samsung, LG, Panasonic, Skyworth, TCL, Whirlpool, Condura, and La Germania. Some featured items are:

1. Samsung 55” Crystal UHD 4K Smart TV
LG 8.5kg Top Load Smart Inverter Washing Machine

2. Panasonic 1HP Split-Type Inverter Air Conditioner

3. Skyworth 55” QLED Google 4K TV
BONUS: Customers who purchase select Skyworth TVs will receive ₱500] McDonald’s gift certificates.

Why Grand Pay Hulugan Stands Out: An Exclusive Offer for Home Credit Customers

1. Enjoy up to 40% OFF on select appliances
2.No downpayment required for existing Home Credit customers
3.Take advantage of 0% interest on all Home Credit installment plans
4. Choose from flexible payment terms of up to 18 months on a wide selection, and up to 24 months on select Samsung AV/TV models

5.Available at over 90 SM Appliance Center branches nationwide
Exclusively for Home Credit users

Whether you’re upgrading your entertainment setup, staying cool in the heat, or investing in energy-saving appliances, Grand Pay Hulugan helps you shop smart and live better—all while staying within budget.

Visit your nearest SM Appliance Center, SM Appliance Center Website, or SM Appliance Center Facebook page to explore the full list of offers. Promo runs from August 1 to September 30, 2025. Terms and conditions apply.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, or get the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You may also follow its official Facebook, Instagram, and TikTok accounts. 
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

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About Home Credit
Home Credit Philippines is the leading consumer finance company in the Philippines. Backed by Bank of Ayudhya Public Company Limited, the fifth largest bank in Thailand and by MUFG Bank Ltd., the largest banking group in Japan, and trusted by a strong and diverse set of banks locally and worldwide, the company plays a pivotal role in driving financial inclusion for Filipinos by expanding access to credit opportunities and transforming the consumer finance landscape in the Philippines. 
 
In its 11th year, Home Credit has served 11 million customers and credited over 350 billion pesos worth of loans through its portfolio of products that cater to the different needs of its customers—installment financing, cash loans, credit cards, and a virtual spending limit named Qwarta. Trusted by Filipinos, Home Credit is registered with the Security and Exchange Commission and regulated by the Bangko Sentral ng Pilipinas. The company was recognized as the Best Finance Company of the Philippines in 2024 by the Asian Banking & Finance (ABF) Retail Banking Awards. 
 
More information on HCPH is available at http://www.homecredit.ph.